I toggled TRAMP debugging with ~(setq tramp-verbose 10)~. And tested with =emacs -Q= confirmed this problem.

- Emacs version: GNU Emacs 29.0.50 (build 2, aarch64-apple-darwin21.3.0, NS appkit-2113.30 Version 12.2.1 (Build 21D62)) of 2022-03-09
- System: M1 Mac Mini, macOS Monterey Version 12.3

Here is the TRAMP debug log output:

#+begin_example
  backtrace()
  tramp-error(nil quit "")
  tramp-signal-hook-function(quit nil)
  signal(quit nil)
  tramp-maybe-open-connection((tramp-file-name #("ssh" 0 3 (face nil)) #("stardiviner" 0 11 (face nil)) nil #("localhost" 0 9 (face nil)) nil "" nil))
  tramp-send-command((tramp-file-name #("ssh" 0 3 (face nil)) #("stardiviner" 0 11 (face nil)) nil #("localhost" 0 9 (face nil)) nil "" nil) "echo ~ 2>/dev/null; echo tramp_exit_status $?")
  tramp-send-command-and-check((tramp-file-name #("ssh" 0 3 (face nil)) #("stardiviner" 0 11 (face nil)) nil #("localhost" 0 9 (face nil)) nil "" nil) "echo ~")
  tramp-sh-handle-get-home-directory((tramp-file-name #("ssh" 0 3 (face nil)) #("stardiviner" 0 11 (face nil)) nil #("localhost" 0 9 (face nil)) nil "" nil) "")
  apply(tramp-sh-handle-get-home-directory ((tramp-file-name #("ssh" 0 3 (face nil)) #("stardiviner" 0 11 (face nil)) nil #("localhost" 0 9 (face nil)) nil "" nil) ""))
  tramp-sh-file-name-handler(tramp-get-home-directory (tramp-file-name #("ssh" 0 3 (face nil)) #("stardiviner" 0 11 (face nil)) nil #("localhost" 0 9 (face nil)) nil "" nil) "")
  apply(tramp-sh-file-name-handler tramp-get-home-directory ((tramp-file-name #("ssh" 0 3 (face nil)) #("stardiviner" 0 11 (face nil)) nil #("localhost" 0 9 (face nil)) nil "" nil) ""))
  tramp-file-name-handler(tramp-get-home-directory (tramp-file-name #("ssh" 0 3 (face nil)) #("stardiviner" 0 11 (face nil)) nil #("localhost" 0 9 (face nil)) nil "" nil) "")
  tramp-get-home-directory((tramp-file-name #("ssh" 0 3 (face nil)) #("stardiviner" 0 11 (face nil)) nil #("localhost" 0 9 (face nil)) nil "" nil) "")
  tramp-sh-handle-expand-file-name(#("/ssh:stardiviner@localhost:" 1 4 (face nil) 5 16 (face nil) 17 26 (face nil)) nil)
  apply(tramp-sh-handle-expand-file-name (#("/ssh:stardiviner@localhost:" 1 4 (face nil) 5 16 (face nil) 17 26 (face nil)) nil))
  tramp-sh-file-name-handler(expand-file-name #("/ssh:stardiviner@localhost:" 1 4 (face nil) 5 16 (face nil) 17 26 (face nil)) nil)
  apply(tramp-sh-file-name-handler expand-file-name (#("/ssh:stardiviner@localhost:" 1 4 (face nil) 5 16 (face nil) 17 26 (face nil)) nil))
  tramp-file-name-handler(expand-file-name #("/ssh:stardiviner@localhost:" 1 4 (face nil) 5 16 (face nil) 17 26 (face nil)) nil)
  file-name-all-completions("" #("/ssh:stardiviner@localhost:" 1 4 (face nil) 5 16 (face nil) 17 26 (face nil)))
  completion-file-name-table(#("/ssh:stardiviner@localhost:" 1 4 (face nil) 5 16 (face nil) 17 26 (face nil)) file-exists-p t)
  all-completions(#("/ssh:stardiviner@localhost:" 1 4 (face nil) 5 16 (face nil) 17 26 (face nil)) completion-file-name-table file-exists-p)
  completion-pcm--all-completions(#("/ssh:stardiviner@localhost:" 1 4 (face nil) 5 16 (face nil) 17 26 (face nil)) nil completion-file-name-table file-exists-p)
  completion-pcm--find-all-completions(#("/ssh:stardiviner@localhost:" 1 4 (face nil) 5 16 (face nil) 17 26 (face nil)) completion-file-name-table file-exists-p 27)
  completion-pcm-all-completions(#("/ssh:stardiviner@localhost:" 1 4 (face nil) 5 16 (face nil) 17 26 (face nil)) completion-file-name-table file-exists-p 27)
  #f(compiled-function (style) #<bytecode 0x146faee2721c1a6a>)(partial-completion)
  completion--some(#f(compiled-function (style) #<bytecode 0x146faee2721c1a6a>) (partial-completion substring initials orderless))
  completion--nth-completion(2 #("/ssh:stardiviner@localhost:" 0 27 (face nil)) read-file-name-internal file-exists-p 27 (metadata (category . file) (completion--unquote-requote . t)))
  #f(compiled-function (string table pred point &optional metadata) "List the possible completions of STRING in completion table TABLE.\nOnly the elements of table that satisfy predicate PRED are considered.\nPOINT is the position of point within STRING.\nThe return value is a list of completions and may contain the base-size\nin the last `cdr'." #<bytecode 0x7faf8cbaf6652cb>)(#("/ssh:stardiviner@localhost:" 0 27 (face nil)) read-file-name-internal file-exists-p 27 (metadata (category . file) (completion--unquote-requote . t)))
  apply(#f(compiled-function (string table pred point &optional metadata) "List the possible completions of STRING in completion table TABLE.\nOnly the elements of table that satisfy predicate PRED are considered.\nPOINT is the position of point within STRING.\nThe return value is a list of completions and may contain the base-size\nin the last `cdr'." #<bytecode 0x7faf8cbaf6652cb>) (#("/ssh:stardiviner@localhost:" 0 27 (face nil)) read-file-name-internal file-exists-p 27 (metadata (category . file) (completion--unquote-requote . t))))
  completion-all-completions(#("/ssh:stardiviner@localhost:" 0 27 (face nil)) read-file-name-internal file-exists-p 27 (metadata (category . file) (completion--unquote-requote . t)))
  apply(completion-all-completions (#("/ssh:stardiviner@localhost:" 0 27 (face nil)) read-file-name-internal file-exists-p 27 (metadata (category . file) (completion--unquote-requote . t))))
  vertico--all-completions(#("/ssh:stardiviner@localhost:" 0 27 (face nil)) read-file-name-internal file-exists-p 27 (metadata (category . file) (completion--unquote-requote . t)))
  vertico--recompute-candidates(27 #("/ssh:stardiviner@localhost:" 0 27 (face nil)))
  vertico--update-candidates(27 #("/ssh:stardiviner@localhost:" 0 27 (face nil)))
  vertico--exhibit()
  read-from-minibuffer("Find file: " "~/Org/Projects/Programming Projects/" (keymap (keymap (32)) keymap (10 . minibuffer-complete-and-exit) (13 . minibuffer-complete-and-exit) keymap (24 keymap (10 . consult-dir-jump-file) (4 . consult-dir)) (menu-bar keymap (minibuf "Minibuf" keymap (tab menu-item "Complete" minibuffer-complete :help "Complete as far as possible") (space menu-item "Complete Word" minibuffer-complete-word :help "Complete at most one word") (63 menu-item "List Completions" minibuffer-completion-help :help "Display all possible completions") "Minibuf")) (27 keymap (103 keymap (27 keymap (99 . switch-to-completions))) (118 . switch-to-completions)) (prior . switch-to-completions) (63 . minibuffer-completion-help) (32 . minibuffer-complete-word) (backtab . minibuffer-complete) (9 . minibuffer-complete) keymap (remap keymap (describe-bindings . embark-bindings)) (67108910 . embark-act) (3 keymap (39 . separedit)) (menu-bar keymap (minibuf "Minibuf" keymap (previous menu-item "Previous History Item" previous-history-element :help "Put previous minibuffer history element in the min...") (next menu-item "Next History Item" next-history-element :help "Put next minibuffer history element in the minibuf...") (isearch-backward menu-item "Isearch History Backward" isearch-backward :help "Incrementally search minibuffer history backward") (isearch-forward menu-item "Isearch History Forward" isearch-forward :help "Incrementally search minibuffer history forward") (return menu-item "Enter" exit-minibuffer :key-sequence "\15" :help "Terminate input and exit minibuffer") (quit menu-item "Quit" abort-recursive-edit :help "Abort input and exit minibuffer") "Minibuf")) (13 . exit-minibuffer) (10 . exit-minibuffer) (7 . abort-minibuffers) (C-tab . file-cache-minibuffer-complete) (9 . self-insert-command) (XF86Back . previous-history-element) (up . previous-line-or-history-element) (prior . previous-history-element) (XF86Forward . next-history-element) (down . next-line-or-history-element) (next . next-history-element) (27 keymap (111 . embark-dwim) (60 . minibuffer-beginning-of-buffer) (114 . previous-matching-history-element) (115 . next-matching-history-element) (112 . previous-history-element) (110 . next-history-element))) nil file-name-history "~/Org/Projects/Programming Projects/" nil)
  #f(compiled-function (prompt collection &optional predicate require-match initial-input hist def inherit-input-method) "Default method for reading from the minibuffer with completion.\nSee `completing-read' for the meaning of the arguments." #<bytecode 0xfc5368d28e75837>)("Find file: " read-file-name-internal file-exists-p confirm-after-completion "~/Org/Projects/Programming Projects/" file-name-history "~/Org/Projects/Programming Projects/" nil)
  apply((#f(compiled-function (prompt collection &optional predicate require-match initial-input hist def inherit-input-method) "Default method for reading from the minibuffer with completion.\nSee `completing-read' for the meaning of the arguments." #<bytecode 0xfc5368d28e75837>) "Find file: " read-file-name-internal file-exists-p confirm-after-completion "~/Org/Projects/Programming Projects/" file-name-history "~/Org/Projects/Programming Projects/" nil))
  vertico-multiform--advice(#f(compiled-function (prompt collection &optional predicate require-match initial-input hist def inherit-input-method) "Default method for reading from the minibuffer with completion.\nSee `completing-read' for the meaning of the arguments." #<bytecode 0xfc5368d28e75837>) "Find file: " read-file-name-internal file-exists-p confirm-after-completion "~/Org/Projects/Programming Projects/" file-name-history "~/Org/Projects/Programming Projects/" nil)
  apply(vertico-multiform--advice (#f(compiled-function (prompt collection &optional predicate require-match initial-input hist def inherit-input-method) "Default method for reading from the minibuffer with completion.\nSee `completing-read' for the meaning of the arguments." #<bytecode 0xfc5368d28e75837>) "Find file: " read-file-name-internal file-exists-p confirm-after-completion "~/Org/Projects/Programming Projects/" file-name-history "~/Org/Projects/Programming Projects/" nil))
  vertico--advice(#f(compiled-function (prompt collection &optional predicate require-match initial-input hist def inherit-input-method) "Default method for reading from the minibuffer with completion.\nSee `completing-read' for the meaning of the arguments." #<bytecode 0xfc5368d28e75837>) "Find file: " read-file-name-internal file-exists-p confirm-after-completion "~/Org/Projects/Programming Projects/" file-name-history "~/Org/Projects/Programming Projects/" nil)
  apply(vertico--advice #f(compiled-function (prompt collection &optional predicate require-match initial-input hist def inherit-input-method) "Default method for reading from the minibuffer with completion.\nSee `completing-read' for the meaning of the arguments." #<bytecode 0xfc5368d28e75837>) ("Find file: " read-file-name-internal file-exists-p confirm-after-completion "~/Org/Projects/Programming Projects/" file-name-history "~/Org/Projects/Programming Projects/" nil))
  completing-read-default("Find file: " read-file-name-internal file-exists-p confirm-after-completion "~/Org/Projects/Programming Projects/" file-name-history "~/Org/Projects/Programming Projects/" nil)
  completing-read("Find file: " read-file-name-internal file-exists-p confirm-after-completion "~/Org/Projects/Programming Projects/" file-name-history "~/Org/Projects/Programming Projects/")
  read-file-name-default("Find file: " nil "/Users/stardiviner/Org/Projects/Programming Projec..." confirm-after-completion nil nil)
  read-file-name("Find file: " nil "/Users/stardiviner/Org/Projects/Programming Projec..." confirm-after-completion)
  find-file-read-args("Find file: " confirm-after-completion)
  byte-code("\300\301\302 \"\207" [find-file-read-args "Find file: " confirm-nonexistent-file-or-buffer] 3)
  call-interactively(find-file nil nil)
  command-execute(find-file)

#+end_example


-- 
[ stardiviner ]
       I try to make every word tell the meaning that I want to express.

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