I do not have a C:drive and emacs tries to auto-save on the c: drive since 
the emacs settings dir is set to "c:.emacs". Emacs crashes when it tries 
to auto-save since there is no C: drive, is there a way for me to change 
this option to "f:.emacs"?

Thanks,
..For those who have the misfortune of having to code in windows.